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Hawaii Car Accident Settlement Calculator

Rules cited to Hawaii’s statutes and case lawRules checked How we calculate

Fault rule51% barYou recover if you are 50% or less at fault. The award is cut by your share.Haw. Rev. Stat. § 663-31
Filing deadline2 yearsFrom the crash date, for injury claims.Haw. Rev. Stat. § 657-7
Minimum insurance40/80/20Per person, per crash, property. Hawaii is a no-fault state.
Damage caps$375,000 non-economic$375,000 on pain and suffering, with exceptions for many serious injuries, including disfigurement, loss of a…Haw. Rev. Stat. § 663-8.7

Your numbers

Example figures shown. Replace them with yours.
How serious is the injury?

Fracture or months of treatment, with some lasting effect.

10%
Does the injury meet the no-fault threshold to sue?
Attorney fee for the take-home figure
Your estimateHawaii · Car accident
Your estimate…
The math
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This calculator estimates what a car accident injury claim could be worth under Hawaii law. It applies Hawaii’s 51% bar rule, the two-year deadline to file suit and the insurance that usually pays, then shows the math line by line, including what you might take home after a lawyer’s fee.

Because Hawaii is a no-fault state, the calculator first subtracts what your own PIP coverage pays, then asks whether your injury meets the threshold to claim pain and suffering from the at-fault driver.

Hawaii rules behind this estimate

Fault. Hawaii uses modified comparative fault with a 51% bar. If you are found 20% at fault, your award drops by 20%. At 51% or more, you recover nothing. Insurers know this, so expect them to argue your share up.

Deadline. You have two years from the crash to file a lawsuit in Hawaii. A claim against a city, county or state agency usually needs written notice much sooner, sometimes within months. Missing the deadline almost always ends the claim, and with it your leverage to settle.

Insurance. Hawaii is a no-fault state. Your own personal injury protection (PIP) pays your medical bills and part of your lost income first, up to $10,000, whoever caused the crash. To claim pain and suffering from the at-fault driver, you need medical bills above $5,000, or death, significant permanent loss of a bodily function or permanent and serious disfigurement. Liability minimums are 40/80/20.

Damage caps. $375,000 on pain and suffering, with exceptions for many serious injuries, including disfigurement, loss of a bodily function and intentional or reckless conduct.

Hawaii car accident questions

What if the other driver only has the Hawaii minimum?

Their insurer will usually pay no more than $40,000 for your injuries. Your own underinsured motorist (UIM) coverage can pay the difference up to your limit. Enter both above to see the ceiling.

Can I still claim if I was partly at fault in Hawaii?

Yes, as long as you were 50% or less at fault. Your award is reduced by your percentage, and at 51% or more you recover nothing.

How long do I have to file a car accident claim in Hawaii?

two years from the crash to file a lawsuit. Report the claim to the insurers within days.

Do I need to meet a threshold to sue in Hawaii?

Yes. Hawaii is a no-fault state, so your PIP pays first. To claim pain and suffering from the at-fault driver you need medical bills above $5,000, or death, significant permanent loss of a bodily function or permanent and serious disfigurement.

Does Hawaii cap pain and suffering damages?

Yes. $375,000 on pain and suffering, with exceptions for many serious injuries, including disfigurement, loss of a bodily function and intentional or reckless conduct.