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Utah Car Accident Settlement Calculator

Rules cited to Utah’s statutes and case lawRules checked How we calculate

Fault rule50% barYou recover only if you are less than 50% at fault. The award is cut by your share.Utah Code § 78B-5-818
Filing deadline4 yearsFrom the crash date, for injury claims.Utah Code § 78B-2-307
Minimum insurance30/65/25Per person, per crash, property. Utah is a no-fault state.
Damage capsNone on injury damagesPunitive and malpractice damages can be capped separately.

Your numbers

Example figures shown. Replace them with yours.
How serious is the injury?

Fracture or months of treatment, with some lasting effect.

10%
Does the injury meet the no-fault threshold to sue?
Attorney fee for the take-home figure
Your estimateUtah · Car accident
Your estimate…
The math
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This calculator estimates what a car accident injury claim could be worth under Utah law. It applies Utah’s 50% bar rule, the four-year deadline to file suit and the insurance that usually pays, then shows the math line by line, including what you might take home after a lawyer’s fee.

Because Utah is a no-fault state, the calculator first subtracts what your own PIP coverage pays, then asks whether your injury meets the threshold to claim pain and suffering from the at-fault driver.

Utah rules behind this estimate

Fault. Utah uses modified comparative fault with a 50% bar. Your award drops by your share of fault, and at 50% or more you recover nothing, so an even split leaves you with nothing. Insurers know this, so expect them to argue your share up.

Deadline. You have four years from the crash to file a lawsuit in Utah. A claim against a city, county or state agency usually needs written notice much sooner, sometimes within months. Missing the deadline almost always ends the claim, and with it your leverage to settle.

Insurance. Utah is a no-fault state. Your own personal injury protection (PIP) pays your medical bills and part of your lost income first, up to $3,000, whoever caused the crash. To claim pain and suffering from the at-fault driver, you need $3,000 in medical bills, or a fracture, permanent disability or impairment, permanent disfigurement, dismemberment or death. Liability minimums are 30/65/25.

Damage caps. No cap on injury damages. Medical malpractice and punitive damages can have separate limits.

Utah car accident questions

What if the other driver only has the Utah minimum?

Their insurer will usually pay no more than $30,000 for your injuries. Your own underinsured motorist (UIM) coverage can pay the difference up to your limit. Enter both above to see the ceiling.

Can I still claim if I was partly at fault in Utah?

Yes, as long as you were less than 50% at fault. Your award is reduced by your percentage, and at 50% or more you recover nothing.

How long do I have to file a car accident claim in Utah?

four years from the crash to file a lawsuit. Report the claim to the insurers within days.

Do I need to meet a threshold to sue in Utah?

Yes. Utah is a no-fault state, so your PIP pays first. To claim pain and suffering from the at-fault driver you need $3,000 in medical bills, or a fracture, permanent disability or impairment, permanent disfigurement, dismemberment or death.

Does Utah cap pain and suffering damages?

Not in most injury cases. No cap on injury damages. Medical malpractice and punitive damages can have separate limits.