This calculator estimates what a personal injury claim could be worth under Mississippi law. It applies Mississippi’s pure comparative rule, the three-year deadline to file suit and the insurance that usually pays, then shows the math line by line, including what you might take home after a lawyer’s fee.
Mississippi caps non-economic damages, and the calculator applies the cap when your pain and suffering estimate passes it.
Fault. Mississippi uses pure comparative fault. If a jury finds you 20% at fault, your award drops by 20%, and you can still recover something even if you were mostly to blame. Insurers still argue your share up, because every point of fault comes off the payout.
Deadline. You have three years from the injury to file a lawsuit in Mississippi. A claim against a city, county or state agency usually needs written notice much sooner, sometimes within months. Missing the deadline almost always ends the claim, and with it your leverage to settle.
Insurance. Who pays depends on how you were hurt: auto insurance for a crash, a homeowner’s or business liability policy for an injury on someone’s property, or the at-fault party’s own assets when there is no insurance. The limit of that policy often sets the practical ceiling on a settlement.
Damage caps. $1 million on non-economic damages ($500,000 in medical malpractice cases).
Yes. Mississippi uses pure comparative fault, so you can recover even if you were mostly at fault. Your award is reduced by your percentage.
three years from the injury in most cases.
Usually the at-fault party’s insurer: auto, homeowner’s or business liability coverage. The policy limit often sets the practical ceiling.
Yes. $1 million on non-economic damages ($500,000 in medical malpractice cases).