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New Hampshire Injury Claim Rules

Rules cited to New Hampshire’s statutes and case lawRules checked How we calculate

Fault rule51% barYou recover if you are 50% or less at fault. The award is cut by your share.N.H. Rev. Stat. § 507:7-d
Filing deadline3 yearsFrom the date of the injury.N.H. Rev. Stat. § 508:4
Minimum insurance25/50/25Per person, per crash, property. New Hampshire is an at-fault state.
Damage capsNone on injury damagesPunitive and malpractice damages can be capped separately.

Calculators with these rules built in

New Hampshire personal injury settlementAny injury someone else caused, valued under your state’s fault rule.New Hampshire car accident settlementInjury value plus your vehicle claim, with policy limits and no-fault rules.New Hampshire truck accident settlementCommercial policies carry far higher limits. See what that changes.New Hampshire motorcycle accident settlementSevere-injury ranges, fault disputes and the rider’s own coverage.New Hampshire pedestrian accident settlementHit on foot, including crosswalk fault and your own auto coverage.New Hampshire bicycle accident settlementCyclist claims under your state’s fault rule.New Hampshire rideshare accident settlementUber and Lyft layered coverage, by the driver’s app status.New Hampshire slip and fall settlementPremises claims, where proving the owner knew is half the case.New Hampshire dog bite settlementStrict-liability and one-bite states, and the homeowner’s policy that pays.New Hampshire wrongful death settlementLost support, household services and companionship, valued today.New Hampshire pain and sufferingCompare the multiplier and per-diem methods side by side.New Hampshire settlement offer checkerPlace an insurer’s offer inside your state’s range.New Hampshire demand letterA ready-to-edit demand letter for the insurance adjuster.New Hampshire filing deadlineYour last day to file an injury lawsuit, by state and claim type.New Hampshire comparative faultHow your share of fault changes the award under your state’s rule.New Hampshire policy limits and um/uim gapWhen the other driver’s policy runs out, and what your own covers.

This page collects the rules that decide what an injury claim is worth in New Hampshire: who can recover when both sides share the blame, how long you have to sue, what insurance drivers must carry and whether the state caps damages. Every rule links to the statute or court decision behind it, and every calculator on this site uses these same values.

New Hampshire is an at-fault state, so claims are paid by the at-fault party’s insurer, and its 51% bar rule sets how much your own share of fault costs you.

New Hampshire injury claim rules

Fault. New Hampshire uses modified comparative fault with a 51% bar. If you are found 20% at fault, your award drops by 20%. At 51% or more, you recover nothing. Insurers know this, so expect them to argue your share up.

Filing deadlines. You have three years from the injury to file a personal injury lawsuit. Families have three years for a wrongful death claim, usually counted from the date of death. Claims against a government agency need written notice much sooner.

Car insurance. New Hampshire is an at-fault state, so the at-fault driver’s liability insurance pays your claim. Drivers must carry at least $25,000 per injured person, $50,000 per crash and $25,000 for property damage, written 25/50/25. Insurance is optional, but drivers who cause a crash must show they can pay at these levels.

Damage caps. No cap on injury damages. Medical malpractice and punitive damages can have separate limits.

Dog bites. Owners are strictly liable for damage their dog causes, unless the victim was trespassing or committing a tort.

New Hampshire injury claim questions

Can I still get a settlement in New Hampshire if I was partly at fault?

Yes, as long as you were 50% or less at fault. Your award is reduced by your percentage, and at 51% or more you recover nothing.

How long do I have to file a personal injury lawsuit in New Hampshire?

three years from the injury in most cases.

Who pays a personal injury settlement?

Usually the at-fault party’s insurer: auto, homeowner’s or business liability coverage. The policy limit often sets the practical ceiling.

Does New Hampshire cap pain and suffering damages?

Not in most injury cases. No cap on injury damages. Medical malpractice and punitive damages can have separate limits.