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Ohio Truck Accident Settlement Calculator

Rules cited to Ohio’s statutes and case lawRules checked How we calculate

Fault rule51% barYou recover if you are 50% or less at fault. The award is cut by your share.Ohio Rev. Code § 2315.33
Filing deadline2 yearsFrom the crash date, for injury claims.Ohio Rev. Code § 2305.10
Minimum insurance25/50/25Per person, per crash, property. Ohio is an at-fault state.
Damage caps$250,000–$350,000 non-economicNon-economic damages are capped at the greater of $250,000 or three times economic damages, up to…Ohio Rev. Code § 2315.18

Your numbers

Example figures shown. Replace them with yours.
How serious is the injury?

Surgery, permanent impairment or long-term care.

10%
Does the injury meet the no-fault threshold to sue?
Attorney fee for the take-home figure
Your estimateOhio · Truck accident
Your estimate…
The math
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This calculator estimates what a truck accident injury claim could be worth under Ohio law. It applies Ohio’s 51% bar rule, the two-year deadline to file suit and the insurance that usually pays, then shows the math line by line, including what you might take home after a lawyer’s fee.

Ohio caps non-economic damages, and the calculator applies the cap when your pain and suffering estimate passes it.

Ohio rules behind this estimate

Fault. Ohio uses modified comparative fault with a 51% bar. If you are found 20% at fault, your award drops by 20%. At 51% or more, you recover nothing. Insurers know this, so expect them to argue your share up.

Deadline. You have two years from the crash to file a lawsuit in Ohio. A claim against a city, county or state agency usually needs written notice much sooner, sometimes within months. Missing the deadline almost always ends the claim, and with it your leverage to settle.

Insurance. Ohio is an at-fault state, so the at-fault driver’s liability insurance pays your claim. Drivers must carry at least $25,000 per injured person, $50,000 per crash and $25,000 for property damage, written 25/50/25.

Damage caps. Non-economic damages are capped at the greater of $250,000 or three times economic damages, up to $350,000 per person. There is no cap for catastrophic injuries such as permanent loss of a limb or bodily function.

Ohio truck accident questions

How much insurance do trucking companies carry?

Interstate trucks hauling general freight must carry at least $750,000 of liability coverage under federal rules, oil haulers $1 million and most hazardous materials $5 million. Many carriers buy more. Trucks that stay inside one state can follow lower state limits.

Can I still claim if I was partly at fault in Ohio?

Yes, as long as you were 50% or less at fault. Your award is reduced by your percentage, and at 51% or more you recover nothing.

How long do I have to file a truck accident claim in Ohio?

two years from the crash to file a lawsuit. Report the claim to the insurers within days.

Is Ohio a no-fault state?

No. Ohio is an at-fault state, so you claim against the at-fault driver’s liability insurance, or your own coverage if theirs is too low.

Does Ohio cap pain and suffering damages?

Yes. Non-economic damages are capped at the greater of $250,000 or three times economic damages, up to $350,000 per person. There is no cap for catastrophic injuries such as permanent loss of a limb or bodily function.