Temporary total disability benefits
When a work injury keeps you off the job, workers’ comp pays weekly temporary total disability (TTD) benefits. Most states pay 66⅔% of your average weekly wage, a few pay more, and every state caps the benefit at a maximum that is usually updated each year.
Your average weekly wage
The average weekly wage is usually your gross pay over a period before the injury, often 13 or 52 weeks, divided by the number of weeks. Overtime and second jobs may count, depending on the state.
The waiting period
Most states do not pay for the first three to seven days off work unless you are out longer than a set period, often 14 to 21 days, when those days are paid back. Enter your state’s numbers to see the effect.
Benefits are not taxed
Workers’ comp benefits are generally not taxable income, so two-thirds of gross pay often comes closer to your normal take-home pay than it sounds.
Questions people ask
How much does workers’ comp pay per week?
Usually two-thirds of your average weekly wage, up to your state’s maximum weekly benefit.
How long do workers’ comp weekly benefits last?
Until you return to work or reach maximum medical improvement, subject to state limits on the number of weeks.