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Insurance claims

Policy Limits and UM/UIM Coverage: Who Pays When the Other Driver Is Underinsured

How liability limits cap a claim and how your own coverage fills the gap.

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ClaimValuator is not a law firm and does not give legal advice. Estimates are for information only; they are not a prediction of any outcome or a settlement offer. Paid attorney referral: we may be paid when you contact a participating law firm through this site. Participating firms are advertisers, not recommendations.

Insurance claims

Policy Limits and UM/UIM Coverage: Who Pays When the Other Driver Is Underinsured