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Maryland Personal Injury Settlement Calculator

Rules cited to Maryland’s statutes and case lawRules checked How we calculate

Fault ruleContributory negligenceAlmost any fault on your side can bar recovery completely.Coleman v. Soccer Ass’n of Columbia, 432 Md. 679 (2013)
Filing deadline3 yearsFrom the date of the injury.Md. Code, Cts. & Jud. Proc. § 5-101
Minimum insurance30/60/15Per person, per crash, property. Maryland is an at-fault state.
Damage caps$965,000 non-economic$965,000 on non-economic damages for injuries on or after October 1, 2026. The cap rises by…Md. Code, Cts. & Jud. Proc. § 11-108

Your numbers

Example figures shown. Replace them with yours.
How serious is the injury?

Fracture or months of treatment, with some lasting effect.

0%
Attorney fee for the take-home figure
Your estimateMaryland · Personal injury
Your estimate…
The math
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This calculator estimates what a personal injury claim could be worth under Maryland law. It applies Maryland’s contributory negligence rule, the three-year deadline to file suit and the insurance that usually pays, then shows the math line by line, including what you might take home after a lawyer’s fee.

Because Maryland still uses contributory negligence, even 1% of fault on your side drops the estimate to $0. That is how strict the rule is in court, and why insurers there push hard on fault.

Maryland rules behind this estimate

Fault. Maryland is one of only five places that still use contributory negligence. If you are found even slightly at fault, a court can bar your claim entirely. That makes proof of the other side’s fault, such as a police report, photos and witness statements, especially important. Maryland’s highest court kept contributory negligence in 2013. Narrow exceptions such as last clear chance still apply.

Deadline. You have three years from the injury to file a lawsuit in Maryland. A claim against a city, county or state agency usually needs written notice much sooner, sometimes within months. Missing the deadline almost always ends the claim, and with it your leverage to settle.

Insurance. Who pays depends on how you were hurt: auto insurance for a crash, a homeowner’s or business liability policy for an injury on someone’s property, or the at-fault party’s own assets when there is no insurance. The limit of that policy often sets the practical ceiling on a settlement.

Damage caps. $965,000 on non-economic damages for injuries on or after October 1, 2026. The cap rises by $15,000 every October 1.

Maryland personal injury questions

Can I still get a settlement in Maryland if I was partly at fault?

Usually not. Maryland uses contributory negligence, which can bar your claim if you were even slightly at fault. Narrow exceptions exist, so talk to a lawyer before giving up.

How long do I have to file a personal injury lawsuit in Maryland?

three years from the injury in most cases.

Who pays a personal injury settlement?

Usually the at-fault party’s insurer: auto, homeowner’s or business liability coverage. The policy limit often sets the practical ceiling.

Does Maryland cap pain and suffering damages?

Yes. $965,000 on non-economic damages for injuries on or after October 1, 2026. The cap rises by $15,000 every October 1.